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SEPA Payments Management Software for Corporates

Automate the way you manage, transform and validate payment messages within the Single Euro Payments Area. Secure, reliable and fully compliant SEPA payments management software for corporates and banks.

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SEPA Conversion Service

Convert account coordinates from domestic account numbers (BBAN) to IBAN and BIC in a mass file-based conversion process.

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SEPA Direct Debits

Collect payments across Europe using one bank account with a centralised, automated and fully compliant SEPA Direct Debit Management Solution.

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SEPA Credit Transfers

Sending and receiving SEPA payments is faster, cheaper and more secure with the AccessPay SEPA Credit Transfer Module.

"I am very happy with AccessPay, the system is very easy to use, and it makes the admin side of payments much easier."

Csilla Nemeth, Finance System Controller, Stena Line Read the story

Frequently asked questions

What is SEPA?

SEPA (Single European Payments Area) is a payment initiative that transforms the way you do business in Europe, turning fragmented national markets into a single domestic one for euro payments.

SEPA consolidates payment processing throughout Europe, making cross-border payments as simple as a domestic transaction. Meaning you’re able to make and receive payments with one bank account to reduce costs and ultimately minimise risk by making your cash more visible and easier to move around.

What changes to mandates are required as a result of SEPA?

SEPA regulations require all domestic mandates to be converted in to the correct SEPA format, including BIC / IBAN conversion.

AccessPay’s Mandate Migration Module handles this part of the SEPA migration process.

What does SEPA affect?

From August 2014, SEPA Credit Transfer (SCT) and SEPA Direct Debit (SDD) replaced all existing national euro Credit Transfer and Direct Debit schemes will be. So SEPA regulations affect:

  • Payment service providers
  • Payment service users: e.g. corporates, small and medium sized businesses, public bodies and government agencies.

What are the key SEPA regulations?

  • The payment account identifier must be the IBAN
  • The standard for message formats must be the ISO 20022 XML Standard
  • The remittance data field must allow for 140 characters
  • Remittance reference information must be passed in full between PSPs in the payment chain
  • Payment transactions must allow for fully automated, electronic processing

Why trust AccessPay for SEPA payments?

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Automate Your Payment Process

Reduce operation time from hours to minutes via straight through processing of payment files by eliminating the need for manual intervention or rekeying.

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Minimise Risk

Data validation reduces the chance of human error, with automatic report downloads for reconciliation with your back office.

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Improve Your Workflows

Take control of what your users see and do via an intuitive workflow tool which helps you create your own approval rules and sends email/SMS alerts to keep you updated.

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Pay Securely & Efficiently

Link payments directly from your ERP to your payee’s accounts with alerts and bank account validation to let you know if something doesn’t look quite right.

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Save on cost

Pay an annual subscription that gives you the freedom to increase or decrease payment volumes, with no impact on cost.

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Take Control

With customisable workflows and settings, you can add or remove users, edit permissions. change file types, edit bank accounts or create brand new roles in just a few clicks.

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One platform for ultimate visibility and control

The use of disparate systems and applications across the finance and treasury function can create unnecessary complexity, risk and inefficiency. By connecting these systems, The AccessPay platform empowers finance and treasury professionals to achieve their goals.

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