Call us 020 3282 7152

Book a demo

We think there’s nothing like AccessPay on the market – but you be the judge. Complete the form below & find out why organisations such as ITV, Helping & The AA trust AccessPay with their business payments and cash management requirements.

Fully Integrated SEPA Payments Messaging

AccessPay connects your business directly to the SEPA Payments messaging scheme to automate the way you manage, transform and validate payment messages within the Single Euro Payments Area.

Icon/Large/Payments File Transformation Created with Sketch.

SEPA Conversion Service

The AccessPay platform is the connector between any corporate or bank with the SEPA Payments scheme and can automate the conversion of account coordinates from domestic account numbers (BBAN) to IBAN and BIC in a mass file-based process.

Icon/Large/One Interface Created with Sketch.

SEPA Direct Debits

By connecting to SEPA via the AccessPay platform, your business can process and collect European payments across one bank account with a centralised, automated and fully compliant SEPA Direct Debit Management Solution.

Icon/Large/Cash Forecasting & Reconsiliation Created with Sketch.

SEPA Credit Transfers

Connecting to SEPA via AccessPay’s bank integration middleware, makes sending and receiving SEPA payments faster, cheaper and more secure with the AccessPay SEPA Credit Transfer Module

"I am very happy with AccessPay, the system is very easy to use, and it makes the admin side of payments much easier."

Csilla Nemeth, Finance System Controller, Stena Line Read the story

Frequently asked questions

What is SEPA?

SEPA (Single European Payments Area) is a payment initiative that transforms the way you do business in Europe, turning fragmented national markets into a single domestic one for euro payments.

SEPA consolidates payment processing throughout Europe, making cross-border payments as simple as a domestic transaction. Meaning you’re able to make and receive payments with one bank account to reduce costs and ultimately minimise risk by making your cash more visible and easier to move around.

What changes to mandates are required as a result of SEPA?

SEPA regulations require all domestic mandates to be converted in to the correct SEPA format, including BIC / IBAN conversion.

AccessPay’s Mandate Migration Module handles this part of the SEPA migration process.

What does SEPA affect?

From August 2014, SEPA Credit Transfer (SCT) and SEPA Direct Debit (SDD) replaced all existing national euro Credit Transfer and Direct Debit schemes will be. So SEPA regulations affect:

  • Payment service providers
  • Payment service users: e.g. corporates, small and medium sized businesses, public bodies and government agencies.

What are the key SEPA regulations?

  • The payment account identifier must be the IBAN
  • The standard for message formats must be the ISO 20022 XML Standard
  • The remittance data field must allow for 140 characters
  • Remittance reference information must be passed in full between PSPs in the payment chain
  • Payment transactions must allow for fully automated, electronic processing

Why trust AccessPay for SEPA payments integration?

Icon/Large/Automation Created with Sketch.

Automate Your Payment Process

By connecting to SEPA via our platform, operation times for EU Payments are reduced from hours to minutes via the straight through processing of payment files, eliminating the need for manual intervention or rekeying.

Icon/Large/Data Pre-validator Created with Sketch.

Minimise Risk

Connecting to the AccessPay platform offers businesses advanced data validation that reduces the chance of human error when making SEPA payments, with automatic report downloads for reconciliation with your back office.

Icon/Large/Workflows Created with Sketch.

Improve Your Workflows

Take control of what your users see and do within the AccessPay platform via the intuitive workflow tool, which helps you create your own approval rules and sends email/SMS alerts to keep you updated.

Icon/Large/B2B Payments Created with Sketch.

Pay Securely & Efficiently

Connecting to the AccessPay platform allows your business to Link payments directly from your ERP to your payee’s accounts with alerts and bank account validation to let you know if something doesn’t look quite right.

Icon/Large/Transparent Fees Created with Sketch.

Save on cost for EU Payments

Pay an annual subscription for your connection to our platform with the freedom to increase or decrease payment volumes, with no impact on cost.

Icon/Large/Total Control Created with Sketch.

Take Control

With just a few licks in the AccessPay platform, you can customise workflows and settings, add or remove users, edit permissions, change file types, edit bank accounts or create brand new roles.

Want to know more? Call us on 020 3282 7152 or

Get in touch

One platform for ultimate visibility and control

The use of disparate systems and applications across the finance and treasury function can create unnecessary complexity, risk and inefficiency. By connecting these systems, The AccessPay platform empowers finance and treasury professionals to achieve their goals.

Explore the platform

Want to know more?

Get in touch to find out how AccessPay can help you and your finance or treasury team achieve your goals.

Contact us

Fill out your details and one of our experts will be in touch within 24 hours to learn a little more about your requirements and talk you through how we can meet them.