Automating Bacs Payments for 1000+ happy customers
No transaction fees
Optimise Accounts Payable workflows
Integrate with any ERP or accounting system
Make Payments
Send secure payments via any number of payment schemes or or host-to-host banking connections; including Bacs, Faster Payments, Swift, SEPA
Automate Collections
Connect your back-office with AccessPay to start automating Bacs Direct Debit collections from your customer base.
Save hours of time
Build custom payment workflows and retrieve Bacs reports through AccessPay to speed-up reconciliation and reduce manual data processing
Who is the AccessPay platform for?
The AccessPay Platform is designed for Finance teams handling bulk payments and collections via Bacs. You may be:
- Using online banking portals to manually submit payment files
- Already using an alternative Bacstel-IP solution and exploring a cost-effective alternative
- Granted direct connectivity to Bacs by your bank, who have provided with a Service User Number
"From enquiry to implementation, migrating over to AccessPay was a seamless process thanks to the level of service we received."
Why AccessPay for Bacs Payments?

Create Powerful Payment Workflows.
Integrate any number of back-office systems and applications with the Bacs scheme to achieve secure and efficient financial operations when managing any type of payment.
Unlimited transactions, one flat annual subscription
At AccessPay, we’ll never charge per transaction or tie you into long contracts.
Instead we offer a flexible annual subscription model, giving you penalty-free growth."AccessPay works really well for us; especially from a security perspective. We use it to manage payments and submit files every day, sometimes twice a day.”

Simpler Data Reconciliation.
Receive automated downloads of Bacs reports to significantly reduce the time and effort of onward reconciliation with your back-office systems.
Always cloud-based.
Enjoy complete control of your Accounts Payable processes with AccessPay.
Benefit from secure access; anytime, anywhere from any approved device, as well as free, regular platform upgrades for altogether more reliable Bacs connectivity.
“We wanted a cloud-based partner that we could trust to deliver a great service. AccessPay was that partner.”

Quick & seamless integration.
AccessPay is a file agnostic platform, meaning you can manage multiple banking relationships from one place by integrating any bank or payment file, eliminating manual file transformation.
Frequently asked questions
At AccessPay, we’ll never charge per transaction. Instead we offer a flexible annual subscription model which means you’re not penalised for growth.
Pricing is calculated based on 3 factors:
- Transaction bandings
- The number of banks you want to connect to
- The payment schemes and messaging networks you want to connnect to
From purchase to implementation, onboarding with AccessPay for Direct Debit collections takes days.
Once you’re connected, the team will guide you through the process of building out intuitive payment workflows and managing users on the system. Once that’s done, you’re good to go!
Yes, we’re a Bacs approved, FCA registered vendor and we carry out regular security testing with 3rd party vendors.
We’ve also made a bunch of bank-grade security tools available to our client-base to give you greater peace of mind over your financial data:
• PGP encryption
• Multi-factor authentication
• sFTP upload
• Data masking tools
• Robust, customisable approval workflows
• User profile management
• Fraud/Error detection tools
Yes, the AccessPay platform is 100% cloud based. You don’t need to install anything and will receive free platform upgrades and fixes as soon as you become a customer.
All you’ll need is an internet connection to get started


Our clients say


"It is reassuring that any future upgrades are included free of charge, and that if our volumes increase, AccessPay's charges will not,"

Ready to transform your financial operations?
Join thousands of Finance professionals using AccessPay